Impacted by recent flooding? Start with safety, documentation, and verified information.
This independent resource organizes immediate recovery steps and official Indiana and FEMA links for homeowners, renters, and property owners in Indianapolis and surrounding Central Indiana communities.
Official status reviewed August 17, 2026Current assistance status
Indiana assistance: Indiana declared a state disaster for the June 2026 flooding and severe weather. Marion, Hamilton, Boone, Hendricks, Johnson, Hancock, Morgan, and other counties were included, and the State Disaster Relief Fund is accepting eligible Individual Assistance applications.
FEMA status: The latest official IDHS update reviewed for this page says FEMA assistance is not currently available for the June 2026 severe-weather incident. Joint damage assessments were underway, and a future federal declaration was not guaranteed.
Statuses, eligible counties, deadlines, and programs can change. Confirm current information directly with IDHS and DisasterAssistance.gov before relying on it.
What to do after flood damage
- Protect people first. Call 911 for emergencies. Do not enter a structure with suspected electrical, gas, sewage, or structural hazards. Follow local officials’ reentry instructions.
- Document before cleanup. When it is safe, take wide and close-up photos and videos inside and outside. Capture water lines, damaged rooms, contents, appliances, and serial numbers.
- Contact your insurer promptly. Report the loss, ask what your policy covers, and confirm what the insurer wants documented before items are removed or work begins.
- Keep a recovery file. Save claim numbers, names, emails, estimates, itemized invoices, receipts, temporary-living expenses, and proof of completed repairs.
- Prevent additional damage safely. After documentation, take reasonable protective steps when safe. Ask your adjuster before signing cleanup, remediation, or repair agreements.
- Report and apply through official channels. Use IDHS, Indiana 211, your county emergency manager, and DisasterAssistance.gov—not unsolicited links or people requesting payment.
Indiana and FEMA links
Use these official sites to verify program status, eligibility, designated counties, deadlines, and application requirements.
Indiana 211 damage reporting
IDHS currently directs residents to Indiana 211 for June 2026 storm-damage reporting in participating counties. Call 866-211-9966 or verify your county’s current reporting instructions through the IDHS survivor-resources page. If your county is not accepting 211 reports for the incident, contact your county emergency management office.
A disaster declaration does not automatically make every household eligible.
FEMA Individual Assistance generally requires a presidential major-disaster declaration that designates specific counties for household assistance. State declarations, preliminary damage assessments, FEMA Public Assistance for government entities, and FEMA Individual Assistance for households are different stages or programs.
If federal Individual Assistance becomes available, confirm that your county and incident are designated, apply through official FEMA channels, retain the confirmation number, and respond to requests for documentation. FEMA assistance is not a substitute for insurance and does not necessarily cover every loss.
Flood recovery questions
Is FEMA individual assistance currently available for the June 2026 Indiana floods?
According to the latest official IDHS update reviewed August 17, 2026, FEMA assistance was not currently available for that incident. Check IDHS and DisasterAssistance.gov because the status and designated counties may change.
Should I wait for FEMA before contacting insurance or documenting damage?
No. IDHS advises residents not to wait for potential FEMA assistance. Contact your insurer, photograph and record damage, and keep receipts while following safety and adjuster instructions.
Can The Roof Concierge determine whether FEMA or insurance will pay?
No. Only the relevant government program and your insurer can determine eligibility, coverage, and payment. The Roof Concierge can discuss property services and provide service documentation or estimates within the scope of an engagement, but cannot guarantee reimbursement.
How can I avoid disaster-recovery fraud?
Use official government websites, verify identification, read contracts, and do not pay anyone claiming to be a FEMA or government inspector. Government assessment personnel do not charge for inspections or require payment.